How does it work?
Submit your information
Start applying for your Petal credit card – the entire process only takes minutes.
See if you’re pre-approved
Get a decision without impacting your credit score. If we need more information, you will be prompted to link your accounts to allow our clever algorithms to go to work.
Link your accounts
If you haven't already, link your accounts to gain additional insights and features that make managing your finances a breeze.
Build your credit history
Pay on time, grow your score, and earn more cash back. It's that easy.
No one's helping us buy less stuff.
Companies are letting us buy with one-click, a thumb print, or by talking to our speakers. We need a credit card company that will encourage us to be responsible. One with no fees, that lets you set a budget, and cash back that grows with you.