Credit Report Authorization
You authorize us to obtain consumer credit reports that we will use when considering your application for credit. You also authorize us to obtain consumer credit reports from time to time and any other information about you in connection with any legal purpose, including:
• extensions of credit on your account;
• the administration, review or collection of your account; and
• offering you enhanced or additional products and services.
If you ask, we will tell you whether or not consumer credit reports were obtained and if the reports were obtained, the name and address of the credit reporting agencies from which we obtained a report about you.

In this Consent Statement, “we,” “us,” and “our” refer to: (1) WebBank, the creditor of the Petal Card Visa, (2) Petal Card, Inc., the servicer of the Petal Card Visa, and (3) their service providers.