See My Offers
Petal 1
Petal 2

New to credit

I’ve never had a credit card, car loan or mortgage.

I’ve never had a credit score.

I’m a student, a person new to the U.S., or an authorized user on someone else’s credit card.

I maintain a healthy balance in my checking/saving accounts.

Petal 1

Average credit

I haven't defaulted on a loan in the past 2 years.

I have a limited credit history, 3 years or less.

I’m a gig/part-time worker without a predictable income.

I maintain a healthy balance in my checking/saving accounts.

Petal 2

Good credit

I haven't declared bankruptcy or defaulted on a loan in the last 4 years.

I haven't been more than 30 days late on any credit card, medical bill, or loan in the
last year.

I have had a loan or credit card for 3 years or more with a credit limit above $3000.

Information provided is for reference and guidance and fitting this criteria does not guarantee approval.

Check payment outage

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Proin sit amet sodales purus. Curabitur lacinia vestibulum sodales. Maecenas ut magna id felis ornare laoreet eget eu diam. Pellentesque malesuada, sem vitae vulputate cursus, leo augue suscipit tortor, ut dictum metus justo eget arcu. Aenean diam tellus, finibus congue tortor quis, ultrices dapibus nulla. Quisque eros lectus, suscipit in dui eu, semper finibus mi.

Designed to build credit.

Variable APRs range from 14.74%–25.74%
Card issued by WebBank, Member FDIC
Pricing and Fee Details

One mission. Two cards.

One mission.
Two cards.

Petal 1

Expanding access through technology.

  • 2% - 10% cash back at select merchants
  • $500 - $5,000 limits
  • APRs 19.99% - 29.49%
  • No annual fee (Late and bounced payment fees apply).
  • For new or average credit
Petal 1 Card
Petal 1 CardPetal 1 Card
Petal 2

Responsible credit without fees.

  • 1% - 1.5% cash back and more offers
  • $500 - $10,000 limits
  • APRs 12.99% - 26.99%
  • No fees
  • For new or average credit
Petal 1 Card
Petal 1 CardPetal 1 Card

See how the Petal cards compare

No annual or international fees
No late or bounced payment fees
Cash back on all purchases
Cash back at select merchants
APR (variable)
19.99% - 29.49%
12.99% - 26.99%
Credit limit
$500 - $5,000
$500 - $10,000
Card View
Table View