$1O
CREDIT
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A credit card
with a conscience.
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Variable APRs range from 14.99% - 25.99%
You don’t need
credit history to
earn our trust.
If you have a credit history – that’s great, but even if you don’t, we can use the money you make and the bills you already pay to help you qualify.
You think in dollars,
not interest rates.
So do we.
Our mobile app makes it effortless to manage your money, track your spending and build credit without thinking about it.
How does it work?
Link your accounts
Our clever algorithm analyzes more than just your credit score.
See if you’re pre-approved
Get a decision in seconds without impacting your credit.
Build your credit score
Pay on time and
grow your score.
Priced just right.
Credit Limit
$500 – $10,000
APR
14.99% - 25.99
Fees
NONE
FYI, APRs are variable based on the U.S. Prime Rate accurate as of 6/19/2018.
What do you mean no fees?
We threw them out. No overdraft fees, late fees, international fees, annual fees, or any-other-kind-of-fee, fees.
We want Petal to be different.
We thought about ways we could use modern technology, and a little bit of common sense, to help more people qualify. We hope you like it.
Learn more
Get the card
Apply now