Coming to terms with being an adult is… hard, to say the least. However, if you ever plan to take out a mortgage to purchase a house, buy your own car with an auto loan, or even leave the family cell phone plan, you’ll likely need to make some moves and start building credit. That’s why we recommend checking out the Petal Visa credit card to see if it’s right for you. Petal wants to help you avoid fees and paying unexpected interest charges (variable APRs from 15.24% - 26.24%). To that end, we designed a mobile app that makes it easy to track your spending so you can pay on time and build credit without having to worry too much about it. If you have a credit score, Petal will look at it, but if you don’t, they’re one of the only credit cards that you can get approved for without a pre-existing credit score. Click below to learn more and see if you’re pre-approved!