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Responsible credit for the modern world.
With high limits, great rates, and no annual fee Petal's aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly.
Pricing and Fee Details
Variable APRs range from 19.99% - 29.49%.
Pricing and Fee Details
Cards issued by WebBank, Member FDIC
Pricing and Fee Details
Pricing and Fee Details
One mission. Two cards.
See how the Petal cards compare.
No annual or international fees
No late or returned payment fees
Cash back on all purchases
Cash back on select merchants
APR (variable)
19.99% - 29.49%
12.99% - 26.99%
Credit limit
$500 - $5,000
$500 - $10,000
Petal 1
Expanding access through technology.
No annual fee (Late and returned payment fees apply)
$300 - $5,000 limits
APRs 19.99% - 29.49%
2% - 10% cash back at select merchants
Petal 2
Responsible credit without fees.
1% - 1.5% cash back and more offers
No fees
$5300 - $10,000 limits
APRs 12.99% - 26.99%
See how the Petal cards compare
No annual or international fees
No late or returned payment fees
Cash back on all purchases
Cash back on select merchants
APR (variable)
19.99% - 29.49%
12.99% - 26.99%
Credit limit
$500 - $5,000
$500 - $10,000
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