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Get Approved.
Get $25.*
With high limits, great rates, and no annual fee Petal's aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly.
Pricing and Fee Details
Variable APRs range from 19.99% - 24.49%
Cards issued by WebBank, Member FDIC
Pricing and Fee Details
Pricing and Fee Details
One mission. Two cards.
See how the Petal cards compare.
No annual or international fees
No late or returned payment fees
Cash back on all purchases
Cash back on select merchants
APR (variable)
19.99% - 29.49%
12.99% - 26.99%
Credit limit
$500 - $5,000
$500 - $10,000
Petal 1
Expanding access through technology.
No annual fee (Late and returned payment fees apply)
$300 - $5,000 limits
APRs 19.99% - 29.49%
2% - 10% cash back at select merchants
Petal 2
Responsible credit without fees.
1% - 1.5% cash back and more offers
No fees
$300 - $10,000 limits
APRs 12.99% - 26.99%
See how the Petal cards compare
No annual or international fees
No late or returned payment fees
Cash back on all purchases
Cash back on select merchants
APR (variable)
19.99% - 29.49%
12.99% - 26.99%
Credit limit
$500 - $5,000
$500 - $10,000
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*Offer valid for Petal cardholders and newly referred approved applicants for a limited time only. Applicant(s) must apply using the link provided and be approved for Petal Card no later than April 30, 2021. Referrer will receive a statement credit of $25 and referred party will receive a statement credit of $25 to their Petal Card account within 1-3 statement cycles following applicant’s approval. Referrer and applicant must be legal US residents and not employees of Petal Card, WebBank or either of their affiliates. Limit twenty (20) Referral bonuses per Referrer. Offer subject to the Get $25 Give $25 Refer-a-Friend Program Terms.
Referrers and newly referred approved applicants who: (i) close their account before April 30, 2021, or (ii) are otherwise not in good standing as per their Petal cardholder agreement, will not qualify for the promotion. Awards are made at the sole discretion of Petal.
See full details regarding this specific offer here.
Pricing and Fee Details