Build credit while earning rewards.

Variable APRs range from 14.49% – 30.99%ⁱ. Cards issued by WebBank.
Variable APRs range from 14.49% – 30.99%ⁱ. Cards issued by WebBank.

Cash in on perks that take your money further.

Earn 2–10% cash back and more automatically when you pay with your Petal card at a personalized selection of local businesses and top brands.

No fees, all rewards with Petal 2.

Petal 2 is our most advanced card yet with no fees of any kind. It’s designed to help you build credit while earning 1% cash back on eligible purchases right away, plus up to 1.5% when you make 12 on-time monthly payments.

One mission. Two cards.

By submitting a pre-approval request, you grant your permission to be evaluated for multiple Petal credit cards. Pre-approval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a pre-approval is how you find out if you may be eligible for a Petal credit card without impacting your credit score.

You must meet our applicable criteria bearing on creditworthiness and any other of our eligibility criteria, which we determine in our sole discretion. Credit is subject to qualification and may not be extended for various reasons including, but not limited to, verification of your identity, if the ratio of your debt obligations to your income or the amount of income remaining after you meet your debt obligations does not meet our requirements, or upon consideration of other accounts you may have.

ⁱ The variable APR range is accurate as of 08/02/2022 and may vary with the market based on the Prime Rate.