Your new favorite
credit card.
1% – 1.5% cash back
Automatically earn 1% cash back on every purchase you make with your card. Earn up to 1.5% cash back after twelve on-time payments.
$500 - $10,000 limits
Higher limits tailored to your finances to keep your utilization low, a key component to building credit.
No fees, seriously
No annual fees, late payment fees, foreign transaction fees, or any-other-kind-of-fee, fees.
Manage your money
With the help of our partners, we support over 14,000 financial institutions, so you can manage your money and track your spending all in one place.
Grow your credit score
With features like the in-app spending planner, Petal makes it easier to keep track of your spending, so you can improve your credit score.
Feel safe and secure
We’re serious about security, so we encrypt and protect account data to help keep your information safe. Additionally, with Petal’s freeze card feature cardholders can temporarily freeze their accounts at any time.  
Get help 24/7
You no longer need to check your bank’s hours to get answers. The Petal support team is available around the clock.
Credit Limit
$500 – $10,000
None at all
Variable APR
15.24% - 26.24%
Debit Cards*
Credit Limit
Overdraft Fee
International Fee
Variable APR
Intro Credit Cards*
Credit Limit
$200 – $500
Late Fee
International Fee
Overlimit Fee
Annual Fee
Variable APR
23.90% – 29.99%
*Curious where we got this info? We looked at these cards on 10/1/18: Capital One Secured Mastercard, Total Visa Credit Card, Surge Mastercard, Indigo Platinum Mastercard, Bank Of America Checking (Debit), Chase Total Checking (Debit).
See if you're pre-approved without impacting your credit score.
Apply now