Your new favorite
credit card.
Features
1% – 1.5% cash back
Automatically earn 1% cash back on purchases you make with your card. Earn up to 1.5% cash back after twelve on-time payments.
$500 - $10,000 limits
Higher limits tailored to your finances to keep your utilization low, a key component of building credit.
No fees, seriously
No annual fees, late payment fees, foreign transaction fees, or any-other-kind-of-fee, fees.
Manage your money
With the help of our partners, we support over 14,000 financial institutions, so you can manage your money and track your spending all in one place.
Grow your credit score
With responsible spending and on-time payments, you can grow your credit score. Petal reports to all three major bureaus–TransUnion, Experian and Equifax.
Feel safe and secure
We’re serious about security, so we encrypt and protect account data to help keep your information safe. Additionally, with Petal’s freeze card feature members can temporarily freeze their accounts at any time.  
Get help 24/7
You no longer need to check your bank’s hours to get answers. The Petal support team is available around the clock.
Compare
See how the Petal card stacks up*
No annual fee
No late payment fee
No rotating cash back categories to keep track of
APR (variable)
Minimum credit limit
Credit Karma rating
14.99 – 25.99%
$500
4.8
Capital One

Platinum
No rewards
program
26.99%
$300
3.9
Discover It
14.24 – 25.24%
Not reviewed by
Credit Karma
*According to Capital One, Discover It, and Credit Karma websites as of 6/5/19
See if you're pre-approved without impacting your credit score.
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