The future of credit, today.
Find out why millions of people have already applied.
Find out why millions of people have already applied.
Features
1% – 1.5% cash back
Earn 1% cash back right away. Earn up to 1.5% cash back after twelve on-time monthly payments.
$500 - $10,000 limits
Higher limits can help you build credit when you keep your utilization low.
No fees, seriously
Like the headline says,
there aren’t any.
Feel safe & secure
We encrypt and protect account data to help keep you safe. You can freeze your card at any time too.
Up to 10% back with select merchant offers
All offers are linked to your Petal card so that you don’t have to activate each one.
Grow your credit score
With responsible spending and on-time payments. Your information is reported to all three major bureaus— TransUnion, Experian and Equifax.
See how the Petal card stacks up*
See how the Petal card stacks up*
Capital One Platinum
Discover It
No annual fee
No late payment fee
No deposit required at sign up
Cash back rewards
No rewards
APR (variable)
12.99% – 29.49%
26.49%
11.99%– 22.99%
According to Capital One, Discover It, and Credit Karma websites as of 08/05/20
*According to Capital One, Discover It, and Credit Karma websites as of 03/20/20
Easy, refreshing, adored.
Skyler L. I love my card. ❤️ The App is streamlined and extremely intuitive.
Bennett H. I love this card! They are very exceptional. No Fees at all! 💪
Richard M. Very sleek, no fees, and a pretty high limit compared to others.
See if you're pre-approved without impacting your credit score.
Submitting a pre-approval is how you find out if you’re eligible for the Petal Card without impacting your credit score. If you ‘Apply’ for the Petal Card, your application will still be subject to the credit approval process and your credit score may be impacted.