Automatically earn 1% cash back on purchases you make with your card. Earn up to 1.5% cash back after twelve on-time monthly payments.
$500 - $10,000 limits
Higher limits tailored to your finances to keep your utilization low, a key component of building credit.
No fees, seriously
No annual fees, late payment fees, foreign transaction fees, or any-other-kind-of-fee, fees.
Up to 10% cash back from select merchants
Cash back made simple. All offers are linked to your Petal card without the hassle of having to ‘turn on’ each offer.
Grow your credit score
With responsible spending and on-time payments, you can grow your credit score. Petal reports to all three major bureaus–TransUnion, Experian and Equifax.
Feel safe and secure
We’re serious about security, so we encrypt and protect account data to help keep your information safe. Additionally, with Petal’s freeze card feature members can temporarily freeze their accounts at any time.
Get help 24/7
You no longer need to check your bank’s hours to get answers. The Petal support team is available around the clock.
See how the Petal card stacks up*
No annual fee
No late payment fee
No rotating cash back categories to keep track of
Minimum credit limit
Credit Karma rating
14.74% - 25.74%
Capital One Platinum
No rewards program
13.99% – 24.99%
Not reviewed by Credit Karma
*According to Capital One, Discover It, and Credit Karma websites as of 9/1/19