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Welcome to the future of credit.

Access to this page does not guarantee an extension of this offer. The offer on this page is intended for consumers who received outstanding approval odds on Credit Karma.
Pricing and Fee Details

This offer does not guarantee account approval and you must submit a full application for review in order to apply for any offer(s) of credit.
Variable APRs range from 19.99% - 29.49%.
Pricing and Fee Details

Cards issued by WebBank, Member FDIC
Pricing and Fee Details
Pricing and Fee Details

Fees
No Annual Fee
(late and returned payment fees may apply)
Credit Limit
$500 - $5,000
APRs
19.99% - 29.49%
Cash Back
2% - 10%
at select merchants

Higher limits, better rates, no annual fee.

Credit scores don't tell the whole story. Petal 1 looks beyond your credit score to create a Cash Score based on your banking history. Your Cash Score shows your creditworthiness and can help you qualify for more credit at better rates.

Here to help you succeed.

Petal 1 has everything you need to stay on the financial fast track. Pay on time successfully each month, build credit, and avoid paying any fees. Then rinse, and repeat.

No annual fee

No one should have to pay a fee to get access to a credit card.

No international fee

Take Petal 1 with you wherever you go.

Help avoiding late fees

Turn on AutoPay and never miss a payment.

Credit reimagined.
See how the Petal card stacks up.
Capital One
Platinum
Mastercard
Milestone Gold Mastercard
Cash back at select merchants
No annual fee
No international fees
Credit limit
$500 - $5,000
$300+
$300
APR
19.99% - 29.49%
26.99%
24.9%
According to Capital One, Milestone Gold, and Credit Karma websites as of  02/02/2021
According to Capital One, Milestone Gold, and Credit Karma websites as of  02/02/2021
Pre-approval does not guarantee account approval and you must submit a full application for review in order to apply for any pre-approved offer(s) of credit.