Credit scores don't tell the whole story. Petal 1 looks beyond your credit score to create a Cash Score based on your banking history. Your Cash Score shows your creditworthiness and can help you qualify for more credit at better rates.
With Petal’s Leap program, you can earn a credit line increase in 6 months by making qualifying on-time payments and keeping your credit score within a personalized range.
2% - 10% back at select merchants in your area.
With responsible spending and on time payments. Your Petal activity is reported to the three major credit bureaus and is available in the app.
Set a budget and see how much you've left to spend.
Petal 1 has everything you need to stay on the financial fast track. Pay on time successfully each month, build credit, and avoid paying any fees. Then rinse, and repeat.
No annual fee
No one should have to pay a fee to get access to a credit card.
No international fee
Take Petal 1 with you wherever you go.
Help avoiding late fees
Turn on AutoPay and never miss a payment.