Our technology takes your full financial picture into account - it’s what allows us to provide access to a credit card with great limits, no fees, and cash back, even if you’ve never had a credit score.
Designed for your financial success.
Petal succeeds when you do. It’s why we prioritized budgeting tools and spending insights in our app. We make it easy to pay on time, manage your balance, and build credit.
Built for you.
1% – 1.5%
12.99% – 23.99%
$500 – $10,000
Free from fees.
Credit building made easy.
Put credit building on autopilot. We’ll help you stick to your spending limit and automate your payments.
Rewarding when you're responsible
Earn 1% cash back right away. Earn up to 1.5% cash back after twelve on-time monthly payments. You can also earn up to 10% extra cash back with select merchants.
Submitting a pre-approval is how you find out if you’re eligible for the Petal Card without impacting your credit score. If you ‘Apply’ for the Petal Card, your application will still be subject to the credit approval process and your credit score may be impacted.