All rewards,
no fees.

Variable APRs range from 12.99% - 26.99%
Card issued by WebBank, Member FDIC
Pricing and Fee Details

Cash Back
1% - 1.5%
and more offers
Credit Limit
$500 - $10,000
APRs
12.99% - 26.99%
Fees
None

Designed for your success.

Petal 2 is our most advanced card yet. It has no fees of any kind and is designed to help you build credit.

Here to help you succeed.

Petal 1 has everything you need to stay on the financial fast track. Pay on time successfully each month, build credit, and avoid paying any fees. Then rinse, and repeat.

Grow your credit score

With responsible spending and on-time payments. We report to all three major bureaus.

Control your spending

Set a budget, and see how much you've left to spend.

Feel safe & secure

Freeze your card at any time to protect your account. And rest easy knowing your data is safe and encrypted.

Credit reimagined
See how the Petal card stacks up.
Apple Card
Discover It Cash Back
No annual or international fees
No late or returned payment fees
Cash back at select merchants
Cash back on every swipe
Up to 1.5%
1%
1%
Minimum credit limit
$500
?
$500
APR (variable)
12.99% - 26.99%
10.99% - 21.99%
11.99% - 22.99%
According to Apple, Discover It, and Credit Karma websites as of 08/20/2020
*According to Capital One, Discover It, and Credit Karma websites as of 03/20/20
By submitting a pre-approval request, you grant your permission to be evaluated for multiple Petal credit cards. Pre-approval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a pre-approval is how you find out if you may be eligible for a Petal credit card without impacting your credit score.