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Petal Blog
Your go-to source for feature updates on all things Petal, advice on building credit, and everyday money stuff.

One Mission, Two Cards: Introducing Petal 1
A new, no-annual-fee card to help even more people improve their credit
Petal HQ
October 7, 2020
Understand Credit Card APR & How to Get a Good One
Here's what you need to know about credit card APR, how it's calculated, and why it's worth looking into before you apply.
Credit 101
June 2, 2020
Everything You Should Know About Credit Utilization
The easiest way to understand credit utilization and credit utilization rate. We hope
Credit 101
May 26, 2020
Hard vs. Soft Credit Inquiries: Everything You Need to Know
What are the main differences between hard and soft pulls, and how do they affect your credit score? Petal Card has you covered.
Credit 101
May 12, 2020
What To Do When You Don't Have a Credit Score
If you haven't had much experience with credit, you may not have a credit score. Don't worry, we will show you why and what you should do!
Credit 101
April 22, 2020
How To Improve Your Credit Score
Learn how credit scores work and the things you can do to get it to the next level.
Credit 101
April 17, 2020
How Many Credit Cards Should I Have
Here’s how to know if you’re on the right track with how many credit cards you should have.
Credit 101
March 16, 2020
Top 9 Factors That Can Affect Your Credit Score
Learn which factors can affect your credit score so you can plan the most effective ways to improve and protect it.
Credit 101
March 5, 2020
A Beginner’s Guide to Building Good Credit
Whether you’ve never had a credit card before, or you have a long history of credit use, these tips are for you.
Credit 101
March 2, 2020
What To Consider When Accepting a Job Offer
Hint: It's not just your salary.
Lifestyle
February 24, 2020
Introducing Insights to Further Increase Transparency
A new section in the Petal app that will further increase the transparency around members’ financial lives.
Feature
January 13, 2020
Solving the New-to-Credit Problem
A better credit card using data and common sense.
Petal HQ
September 18, 2019
Rewards for an Irresponsible World
Pay on time, build credit history, get rewarded.
Feature
May 14, 2019
How Much Money Does an Instagram Influencer Make?
And if it's worth it to quit your day job.
Lifestyle
April 1, 2019
Five Money Milestones to Conquer this Year
It all starts with a little bit of change.
Lifestyle
March 25, 2019
The Best Ways to Build Credit
Your debit card could never.
Credit 101
March 18, 2019
Credit versus debit: What is the difference?
One of these things is not like the other.
Credit 101
March 11, 2019
Credit with a Conscience
A better credit card using data and common sense.
Petal HQ
October 2, 2018
Learn More
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Petal Card Inc. • P.O Box 105168 • Atlanta, GA • 30348-5168
The Petal credit card is issued by WebBank, Member FDIC. © 2020 Petal Card, Inc.
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Petal Blog
Your go-to source for feature updates on all things Petal, advice on building credit, and everyday money stuff.

One Mission, Two Cards: Introducing Petal 1
A new, no-annual-fee card to help even more people improve their credit
Petal HQ
October 7, 2020
Understand Credit Card APR & How to Get a Good One
Here's what you need to know about credit card APR, how it's calculated, and why it's worth looking into before you apply.
Credit 101
June 2, 2020
Everything You Should Know About Credit Utilization
The easiest way to understand credit utilization and credit utilization rate. We hope
Credit 101
May 26, 2020
Hard vs. Soft Credit Inquiries: Everything You Need to Know
What are the main differences between hard and soft pulls, and how do they affect your credit score? Petal Card has you covered.
Credit 101
May 12, 2020
What To Do When You Don't Have a Credit Score
If you haven't had much experience with credit, you may not have a credit score. Don't worry, we will show you why and what you should do!
Credit 101
April 22, 2020
How To Improve Your Credit Score
Learn how credit scores work and the things you can do to get it to the next level.
Credit 101
April 17, 2020
How Many Credit Cards Should I Have
Here’s how to know if you’re on the right track with how many credit cards you should have.
Credit 101
March 16, 2020
Top 9 Factors That Can Affect Your Credit Score
Learn which factors can affect your credit score so you can plan the most effective ways to improve and protect it.
Credit 101
March 5, 2020
A Beginner’s Guide to Building Good Credit
Whether you’ve never had a credit card before, or you have a long history of credit use, these tips are for you.
Credit 101
March 2, 2020
What To Consider When Accepting a Job Offer
Hint: It's not just your salary.
Lifestyle
February 24, 2020
Introducing Insights to Further Increase Transparency
A new section in the Petal app that will further increase the transparency around members’ financial lives.
Feature
January 13, 2020
Solving the New-to-Credit Problem
A better credit card using data and common sense.
Petal HQ
September 18, 2019
Rewards for an Irresponsible World
Pay on time, build credit history, get rewarded.
Feature
May 14, 2019
How Much Money Does an Instagram Influencer Make?
And if it's worth it to quit your day job.
Lifestyle
April 1, 2019
Five Money Milestones to Conquer this Year
It all starts with a little bit of change.
Lifestyle
March 25, 2019
The Best Ways to Build Credit
Your debit card could never.
Credit 101
March 18, 2019
Credit versus debit: What is the difference?
One of these things is not like the other.
Credit 101
March 11, 2019
Credit with a Conscience
A better credit card using data and common sense.
Petal HQ
October 2, 2018
Learn more
HomePetal 1Petal 2FeaturesAbout UsBlogCustomer Reviews
Support
Help CenterContact UsCareers
Social
InstagramTwitterFacebookPress
Get the Petal App
App Store
Play Store
Google Play and the Google Play logo are trademarks of Google, Inc. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S.
Google Play and the Google Play logo are trademarks of Google, Inc. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S.
Petal credit cards are issued by WebBank, Member FDIC. © 2020 Petal Card, Inc.
LegalPrivacy PolicyTerms of UseCardholder Agreements