The Credit Report

Here are the facts on revolving credit and how it can affect your credit score either positively or negatively.

At Petal, we strive to help our members build credit responsibly and succeed financially. Those goals matter even more this year, as rising prices make life more expensive for everyone.

What are the main differences between hard and soft pulls, and how do they affect your credit score? Petal Card has you covered.

What to understand and watch out for

Whether you’re in the market for your first credit card, or your fifth, it’s best to go into the process with a plan.

A new section in the Petal app that will further increase the transparency around members’ financial lives.

First card Stuff-Up Stories: "I was influenced to buy a bathmat for $100"

In this article, we’ll explore the consequences of not using a card and how you can avoid them in the future.

If you haven't had much experience with credit, you may not have a credit score. Don't worry, we will show you why and what you should do!

Hint: It's not just your salary.

Learn which factors can affect your credit score so you can plan the most effective ways to improve and protect it.

Whether you’ve never had a credit card before, or you have a long history of credit use, these tips are for you.

And if it's worth it to quit your day job.

Learn how credit scores work and the things you can do to get it to the next level.

Use our guide to discover what makes a credit score drop and what you can do to reverse the damage!

Here’s how to know if you’re on the right track with how many credit cards you should have.

A better credit card using data and common sense.

When was the last time you looked at your credit score?

A new, no-annual-fee card to help even more people improve their credit

The easiest way to understand credit utilization and credit utilization rate. We hope

Here's what you need to know about credit card APR, how it's calculated, and why it's worth looking into before you apply.

Those who pay close attention to their credit scores may have heard the term "credit pull."

Pay on time, build credit history, get rewarded.

Your debit card could never.

We’re excited to introduce “Leap,” a new program that provides tangible steps members can take to make progress towards their financial goals and further benefit from their Petal card.

It all starts with a little bit of change.