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Petal Blog
Your go-to source for feature updates on all things Petal, advice on building credit, and everyday money stuff.

What is Revolving Credit?
Here are the facts on revolving credit and how it can affect your credit score either positively or negatively.
January 5, 2022
How to Read a Credit Report
What to understand and watch out for
December 5, 2021
How to Pick the Best Credit Card for You
Whether you’re in the market for yourfirst credit card, or your fifth, it’s best to go into the process with a plan.
December 1, 2021
What Happens If You Don't Use Your Credit Card?
In this article, we’ll explore the consequences of not using a card and how you can avoid them in the future.
November 10, 2021
I was influenced to buy a bathmat for $100
Find out why you should think twice before auto-filling your credit card details online.
Alex Holder
August 27, 2021
Petal empowers members to “Leap” forward on their credit journey
We’re excited to introduce “Leap,” a new program that provides tangible steps members can take to make progress towards their financial goals and further benefit from their Petal card.
Petal HQ
May 6, 2021
A rewarding new reason to pay more than the minimum in January and February.
We want to pay off your credit card bill (up to $500). Pay more than the minimum payment on your upcoming billing cycle and you could be one of 100 lucky members to win.
Petal HQ
January 7, 2021
Common Credit Card Fees & How to Avoid Them
Learn about each of the common credit card fees and how you can avoid them!
Credit 101
November 18, 2020
Why Did My Credit Score Drop and How to Save It
Use our guide to discover what makes a credit score drop and what you can do to reverse the damage!
Credit 101
November 18, 2020
One Mission, Two Cards: Introducing Petal 1
A new, no-annual-fee card to help even more people improve their credit
Petal HQ
October 7, 2020
Understand Credit Card APR & How to Get a Good One
Here's what you need to know about credit card APR, how it's calculated, and why it's worth looking into before you apply.
Credit 101
June 2, 2020
Everything You Should Know About Credit Utilization
The easiest way to understand credit utilization and credit utilization rate. We hope
Credit 101
May 26, 2020
Hard vs. Soft Credit Inquiries: Everything You Need to Know
What are the main differences between hard and soft pulls, and how do they affect your credit score? Petal Card has you covered.
Credit 101
May 12, 2020
What To Do When You Don't Have a Credit Score
If you haven't had much experience with credit, you may not have a credit score. Don't worry, we will show you why and what you should do!
Credit 101
April 22, 2020
How to Improve Your Credit Score
Learn how credit scores work and the things you can do to get it to the next level.
Credit 101
April 17, 2020
How Many Credit Cards Should I Have
Here’s how to know if you’re on the right track with how many credit cards you should have.
Credit 101
March 16, 2020
Top 9 Factors That Can Affect Your Credit Score
Learn which factors can affect your credit score so you can plan the most effective ways to improve and protect it.
Credit 101
March 5, 2020
A Beginner’s Guide to Building Good Credit
Whether you’ve never had a credit card before, or you have a long history of credit use, these tips are for you.
Credit 101
March 2, 2020
What To Consider When Accepting a Job Offer
Hint: It's not just your salary.
Lifestyle
February 24, 2020
Introducing Insights to Further Increase Transparency
A new section in the Petal app that will further increase the transparency around members’ financial lives.
Feature
January 13, 2020
Solving the New-to-Credit Problem
A better credit card using data and common sense.
Petal HQ
September 18, 2019
Rewards for an Irresponsible World
Pay on time, build credit history, get rewarded.
Feature
May 14, 2019
How Much Money Does an Instagram Influencer Make?
And if it's worth it to quit your day job.
Lifestyle
April 1, 2019
Five Money Milestones to Conquer this Year
It all starts with a little bit of change.
Lifestyle
March 25, 2019
The Best Ways to Build Credit
Your debit card could never.
Credit 101
March 18, 2019
Credit versus debit: What is the difference?
One of these things is not like the other.
Credit 101
March 11, 2019
Credit with a Conscience
A better credit card using data and common sense.
Petal HQ
October 2, 2018
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Petal Blog
Your go-to source for feature updates on all things Petal, advice on building credit, and everyday money stuff.

What is Revolving Credit?
Here are the facts on revolving credit and how it can affect your credit score either positively or negatively.
January 5, 2022
How to Read a Credit Report
What to understand and watch out for
December 5, 2021
How to Pick the Best Credit Card for You
Whether you’re in the market for yourfirst credit card, or your fifth, it’s best to go into the process with a plan.
December 1, 2021
What Happens If You Don't Use Your Credit Card?
In this article, we’ll explore the consequences of not using a card and how you can avoid them in the future.
November 10, 2021
I was influenced to buy a bathmat for $100
Find out why you should think twice before auto-filling your credit card details online.
Alex Holder
August 27, 2021
Petal empowers members to “Leap” forward on their credit journey
We’re excited to introduce “Leap,” a new program that provides tangible steps members can take to make progress towards their financial goals and further benefit from their Petal card.
Petal HQ
May 6, 2021
A rewarding new reason to pay more than the minimum in January and February.
We want to pay off your credit card bill (up to $500). Pay more than the minimum payment on your upcoming billing cycle and you could be one of 100 lucky members to win.
Petal HQ
January 7, 2021
Common Credit Card Fees & How to Avoid Them
Learn about each of the common credit card fees and how you can avoid them!
Credit 101
November 18, 2020
Why Did My Credit Score Drop and How to Save It
Use our guide to discover what makes a credit score drop and what you can do to reverse the damage!
Credit 101
November 18, 2020
One Mission, Two Cards: Introducing Petal 1
A new, no-annual-fee card to help even more people improve their credit
Petal HQ
October 7, 2020
Understand Credit Card APR & How to Get a Good One
Here's what you need to know about credit card APR, how it's calculated, and why it's worth looking into before you apply.
Credit 101
June 2, 2020
Everything You Should Know About Credit Utilization
The easiest way to understand credit utilization and credit utilization rate. We hope
Credit 101
May 26, 2020
Hard vs. Soft Credit Inquiries: Everything You Need to Know
What are the main differences between hard and soft pulls, and how do they affect your credit score? Petal Card has you covered.
Credit 101
May 12, 2020
What To Do When You Don't Have a Credit Score
If you haven't had much experience with credit, you may not have a credit score. Don't worry, we will show you why and what you should do!
Credit 101
April 22, 2020
How to Improve Your Credit Score
Learn how credit scores work and the things you can do to get it to the next level.
Credit 101
April 17, 2020
How Many Credit Cards Should I Have
Here’s how to know if you’re on the right track with how many credit cards you should have.
Credit 101
March 16, 2020
Top 9 Factors That Can Affect Your Credit Score
Learn which factors can affect your credit score so you can plan the most effective ways to improve and protect it.
Credit 101
March 5, 2020
A Beginner’s Guide to Building Good Credit
Whether you’ve never had a credit card before, or you have a long history of credit use, these tips are for you.
Credit 101
March 2, 2020
What To Consider When Accepting a Job Offer
Hint: It's not just your salary.
Lifestyle
February 24, 2020
Introducing Insights to Further Increase Transparency
A new section in the Petal app that will further increase the transparency around members’ financial lives.
Feature
January 13, 2020
Solving the New-to-Credit Problem
A better credit card using data and common sense.
Petal HQ
September 18, 2019
Rewards for an Irresponsible World
Pay on time, build credit history, get rewarded.
Feature
May 14, 2019
How Much Money Does an Instagram Influencer Make?
And if it's worth it to quit your day job.
Lifestyle
April 1, 2019
Five Money Milestones to Conquer this Year
It all starts with a little bit of change.
Lifestyle
March 25, 2019
The Best Ways to Build Credit
Your debit card could never.
Credit 101
March 18, 2019
Credit versus debit: What is the difference?
One of these things is not like the other.
Credit 101
March 11, 2019
Credit with a Conscience
A better credit card using data and common sense.
Petal HQ
October 2, 2018