Blog home
Petal empowers members to “Leap” forward on their credit journey

Petal empowers members to “Leap” forward on their credit journey

Meredith Simpson

At Petal, we want to do more than facilitate access to credit—once a member is approved for a Petal card, our mission is to help you succeed financially. 


But unfortunately, the path to financial prosperity can be long, arduous, and opaque. It is often difficult to answer the simplest questions: What actions should I take today to ensure that my financial life is on track for the future? What do I have to do to upgrade my credit card, or qualify for other financial products that will help me accomplish my goals? 


We aim to give our members clarity by guiding you on each step of your journey towards financial success. That’s why we’re excited to introduce “Leap,” a new program that provides tangible steps members can take to make progress towards their financial goals and further benefit from their Petal card.


The first feature we’re launching as part of Leap takes the mystery out of how to qualify for a credit limit increase. Today, mainstream credit card companies make credit limit increases a black box; it’s unclear how to qualify for a limit increase, and whether you’re approved or denied, you have no visibility into how the decision was made.


Now, by taking two simple and concrete steps to demonstrate a commitment to their financial health, Petal 1 members can receive a guaranteed credit limit increase in as few as six months.




The new Leap tab in the Petal app makes it simple for Petal 1 members to track their progress over time. If you want to delve further into your payment history or credit score—the two factors that impact your eligibility for this limit increase—you can tap for more detailed information. Leap also suggests other steps you can take to help improve your credit score (for instance, by setting up AutoPay to ensure you never miss a payment). 


Leap is designed to make building your credit more rewarding. It’s built just for you, offering practical steps on how you can take action to build your personal credit score. That sets Leap apart from other credit education tools that offer generic information on “factors that impact your score” but don’t offer clear guidance tailored specifically to your financial life.

A new program that provides tangible steps members can take to make progress towards their financial goals and further benefit from their Petal card.

Leap is yet another example of Petal card features, programs, and promotions explicitly created to help members make healthier financial decisions:






It doesn’t stop there–we have big plans to expand Leap in the coming months. Our team is hard at work building the next generation of features to drive our members’ financial success. We can’t wait to show you more as Leap takes shape. 


Leap Program Terms & Conditions

Petal credit cards are issued by WebBank, Member FDIC.