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Credit building made easy.
Your credit score is important.
We’ll keep you updated in the app.
Your credit score is important. We’ll keep you updated in the app.
Payments calculator.
Understand how much interest you'll likely owe based on what you choose to pay.
Plan your month.
Set a budget and see how you’re spending against it.
Find cash back near you.
2% - 10% cash back when you shop at select local merchants.
Additionally, earn cash back on everything you buy with Petal 2.
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See which Petal card is right for you without impacting your credit score.
By submitting a pre-approval request, you grant your permission to be evaluated for multiple Petal credit cards. Pre-approval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a pre-approval is how you find out if you may be eligible for a Petal credit card without impacting your credit score.
You must meet our applicable criteria bearing on creditworthiness and any other of our eligibility criteria, which we determine in our sole discretion. Credit is subject to qualification and may not be extended for various reasons including, but not limited to, verification of your identity, if the ratio of your debt obligations to your income or the amount of income remaining after you meet your debt obligations does not meet our requirements, or upon consideration of other accounts you may have.
ⁱ Eligible applicants will be presented with an opportunity to link their bank account in order to be evaluated for an extension of credit assessing their cashflow.
