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4.8, 5.5K Ratings


By submitting a pre-approval request, you grant your permission to be evaluated for multiple Petal credit cards. Pre-approval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a pre-approval is how you find out if you may be eligible for a Petal credit card without impacting your credit score.

You must meet our applicable criteria bearing on creditworthiness and any other of our eligibility criteria, which we determine in our sole discretion. Credit is subject to qualification and may not be extended for various reasons including, but not limited to, verification of your identity, if the ratio of your debt obligations to your income or the amount of income remaining after you meet your debt obligations does not meet our requirements, or upon consideration of other accounts you may have.

ⁱ The variable APR range is accurate as of 04/26/2022 and may vary with the market based on the Prime Rate.

2 Eligible applicants will be presented with an opportunity to link their bank account in order to be evaluated for an extension of credit assessing their cashflow.
Understand
your money.
Available on iOS and Android.
Available on iOS and Android.
Payments
made simple.
Understand exactly how much interest you will owe based on what you can pay.
Plan your month.
Set a budget and see how you’re spending against it.
Track your credit.
Your credit score is important.
We’ll keep you updated in the app.
It pays to be
responsible.
With the Petal 2 card get 1% cash back right away. Earn more cash back when you pay on time.
See which Petal card is right for you without impacting your credit score.
By submitting a pre-approval request, you grant your permission to be evaluated for multiple Petal credit cards. Pre-approval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a pre-approval is how you find out if you may be eligible for a Petal credit card without impacting your credit score.