All rewards, no fees.

1% - 1.5% cash back on all spend

See if you are pre-approved with no impact to your credit score

By clicking ‘Start Application’, you authorize us to evaluate you for multiple Petal credit products. Pre-approval does not guarantee account approval and you must submit a full application for review in order to apply for any pre-approved offer(s) of credit.
Pricing and Fee Details

Petal 1 Variable APRs range from 19.99% - 29.49%. Pricing and Fee Details.
Petal 2 Variable APRs range from 12.99% - 26.99%. Pricing and Fee Details.
Petal credit cards are issued by WebBank, Member FDIC.
Pricing and Fee Details

Cash Back
1% - 1.5%
and more offers
Credit Limit
$500 - $10,000
APRs
12.99% - 26.99%
Fees
None

Designed for your success.

Petal 2 is our most advanced card yet. It has no fees of any kind and is designed to help you build credit.

Here to help you succeed.

Petal 1 has everything you need to stay on the financial fast track. Pay on time successfully each month, build credit, and avoid paying any fees. Then rinse, and repeat.

Grow your credit score

With responsible spending and on-time payments. We report to all three major bureaus.

Control your spending

Set a budget, and see how much you've left to spend.

Feel safe & secure

Freeze your card at any time to protect your account. And rest easy knowing your data is safe and encrypted.

Credit reimagined.
See how the Petal card stacks up.
QuicksilverOne Rewards
Discover It Cash Back
No annual or international fees
No late or returned payment fees
Cash back at select merchants
Cash back on every swipe
Up to 1.5%
1.5%
1%
Minimum credit limit
$500
$300
$500
APR (variable)
12.99% - 26.99%
26.99%
11.99% - 22.99%
According to Capital One, Discover, and Credit Karma websites as of 02/02/2021
According to Capital One, Discover, and Credit Karma websites as of 02/02/2021
By submitting a pre-approval request, you grant your permission to be evaluated for multiple Petal credit cards. Pre-approval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a pre-approval is how you find out if you may be eligible for a Petal credit card without impacting your credit score.