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Access to this page does not guarantee an extension of this offer. The offer on this page is intended for consumers who received excellent approval odds on Credit Karma.ⁱ
Pricing and Fee Details

This offer does not guarantee account approval and you must submit a full application for review in order to apply for any offer(s) of credit
Pricing and Fee Details

Variable APRs range from 13.74% - 27.74%2
Card issued by WebBank, Member FDIC
Pricing and Fee Details
Pricing and Fee Details

Cash Back
1% - 1.5%
and more offers
Credit Limit
$300 - $10,000
APRs
13.74% - 27.74%2
Fees
None

Designed for your success.

Petal 2 is our most advanced card yet. It has no fees of any kind and is designed to help you build credit.

Cash Back

It pays to be responsible.

Get 1% cash back right away. Earn up to 1.5% when you pay on time.

Plus 2% - 10% bonus cash back at select merchants.

Learn more

Here to help you succeed.

Petal 1 has everything you need to stay on the financial fast track. Pay on time successfully each month, build credit, and avoid paying any fees. Then rinse, and repeat.

Grow your credit score

With responsible spending and on-time payments. We report to all three major bureaus.

Control your spending

Set a budget, and see how much you've left to spend.

Feel safe & secure

Freeze your card at any time to protect your account. And rest easy knowing your data is safe and encrypted.

Credit reimagined.
See how the Petal card stacks up.
QuicksilverOne Rewards
Discover It Cash Back
No annual or foreign transaction fees
No late or returned payment fees
Cash back at select merchants
Cash back when you swipe
Up to 1.5%
1.5%
1%
Minimum credit limit
$300
$300
$500
APR (variable)
13.74% - 27.74%2
26.99%
11.99% - 22.99%
According to Capital One, Discover, and Credit Karma websites as of 02/02/2021
*According to Capital One, Discover It, and Credit Karma websites as of 03/20/20
See if Petal 2 is right for you
Apply Now
Pre-approval does not guarantee account approval and you must submit a full application for review in order to apply for any pre-approved offer(s) of credit.

ⁱYou must meet our applicable criteria bearing on creditworthiness and any other of our eligibility criteria, which we determine in our sole discretion. Credit is subject to qualification and may not be extended for various reasons including, but not limited to, verification of your identity, if the ratio of your debt obligations to your income or the amount of income remaining after you meet your debt obligations does not meet our requirements, or upon consideration of other accounts you may have.

2 The variable APR range is accurate as of 04/26/2022 and may vary with the market based on the Prime Rate.