Responsible credit for the modern world.
Variable APRs range from 12.99% - 29.49%
Effective as of August 5, 2020
Card design subject to change
Card issued by WebBank, Member FDIC
Pricing Details
A new approach to credit.
Our technology creates a Cash Score for you, giving insight into your larger financial picture. Your Cash Score is an analysis of your banking history based on factors like the bills you pay and the money you make. It’s what allows us to provide access to a credit card with great limits, no fees, and cash back, even if you don’t have a credit score.
Designed for your financial success.
Petal succeeds when you do. It’s why we prioritized budgeting tools and spending insights in our app. We make it easy to pay on time, manage your balance, and build credit.
The Original Petal card.
Built for you.
Cash Back
1% – 1.5%
Variable APR
12.99% – 29.49%
Credit Limit
$500 – $10,000
The future of credit, today
Credit building made easy.
Put credit building on autopilot. We’ll help you stick to your spending limit and automate your payments.
Rewarding when you're responsible
With the Original Petal credit card you can earn 1% cash back right away. Earn up to 1.5% cash back after twelve on-time monthly payments. You can also earn up to 10% extra cash back with select merchants.
Cash back right away
After 6 on–time payments
After 12 on–time payments
Cash back right away
After 6 on-time payments
After 12 on-time payments
See if you're pre-approved without impacting your credit score.
Submitting a pre-approval is how you find out if you’re eligible for the Petal Card without impacting your credit score. If you ‘Apply’ for the Petal Card, your application will still be subject to the credit approval process and your credit score may be impacted.