Responsible credit for the modern world.
Variable APRs range from 12.99%–23.99% Card issued by WebBank, Member FDIC
Pricing Details
A new approach to credit.
Our technology takes your full financial picture into account - it’s what allows us to provide access to a credit card with great limits, no fees, and cash back, even if you’ve never had a credit score.
Designed for your financial success.
Petal succeeds when you do. It’s why we prioritized budgeting tools and spending insights in our app. We make it easy to pay on time, manage your balance, and build credit.
Built for you.
Cash Back
1% – 1.5%
Variable APR
12.99% – 23.99%
Credit Limit
$500 – $10,000
Fees
None
Free from fees.
Credit building made easy.
Put credit building on autopilot. We’ll help you stick to your spending limit and automate your payments.
Rewarding when you're responsible
Earn 1% cash back right away. Earn up to 1.5% cash back after twelve on-time monthly payments. You can also earn up to 10% extra cash back with select merchants.
1%
Cash back right away
1.25%
After 6 on–time payments
1.5%
After 12 on–time payments
Cash back right away
After 6 on-time payments
After 12 on-time payments
Your new favorite credit card.
Submitting a pre-approval is how you find out if you’re eligible for the Petal Card without impacting your credit score. If you ‘Apply’ for the Petal Card, your application will still be subject to the credit approval process and your credit score may be impacted.