WebBank General Privacy Policy

WebBank Gramm-Leach-Bliley Act Privacy Notice, rev. 08/2023

Facts

WHAT DOES WEBBANK DO WITH YOUR PERSONAL INFORMATION IN CONNECTION WITH YOUR PETAL CREDIT ACCOUNT?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and transaction history

• Payment history and transaction history

• Credit history and assets

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share theircustomers' personal information; the reasons WebBank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does WebBank share?

Can you limit this sharing?

For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

For our marketing purposes: to offer our products and services to you

Yes

For joint marketing with other financial companies

We don’t share

For our affiliates’ everyday business purposes: information about your transactions and experiences

We don’t share

For our affiliates’ everyday business purposes: information about your creditworthiness

We don’t share

For our affiliates to market to you

We don’t share

For non-affiliates to market to you

We don’t share

Questions?

Call 855 697-3825 or go to www.petalcard.com

Reasons we can share your personal information

For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Petal share?
Yes

Can you limit this sharing?
No

For our marketing purposes: to offer our products and services to you

Does Petal share?
Yes

Can you limit this sharing?
No

For joint marketing with other financial companies

Does Petal share?
Yes

Can you limit this sharing?
No

For our affiliates’ everyday business purposes: information about your transactions and experiences

Does Petal share?
No

Can you limit this sharing?
We don’t share

For our affiliates’ everyday business purposes: information about your creditworthiness

Does Petal share?
No

Can you limit this sharing?
We don’t share

For our affiliates to market to you

Does Petal share?
No

Can you limit this sharing?
We don’t share

For non-affiliates to market to you

Does Petal share?
No

Can you limit this sharing?
We don’t share

Questions?

Visit us online: www.petalcard.com/Or, email your inquiry to: support@petalcard.com

Who we are

Who is providing this notice?

WebBank

What we do

How does WebBank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does WebBank collect my personal information?

We collect your personal information, for example, when you

Open an account or use your credit card
Pay your bills or give us your contact information
Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Federal law gives you the right to limit only:

Sharing for affiliates’ everyday business purposes—information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates’ companies to market to you

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

WebBank does not share with our affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

WebBank does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

WebBank does not jointly market.

Other Information

If you live in Vermont, we will not share information about your creditworthiness with our affiliates for their everyday business purposes unless you consent to that sharing. If you live in California, we will not share information about you (1) with our affiliates for their own purposes or (2) for joing marketing with other financial companies.