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All rewards,
no fees.

Variable APRs range from 13.74% - 27.74%i
Card issued by WebBank, Member FDIC
Pricing and Fee Details

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Cash Back
1% - 1.5%
and more offers
Credit Limit
$300 - $10,000
APRs
13.74% - 27.74%i
Fees
None

Designed for your success.

Petal 2 is our most advanced card yet. It has no fees of any kind and is designed to help you build credit.

Cash Back

It pays to be responsible.

Get 1% cash back right away. Earn up to 1.5% when you pay on time.

Plus 2% - 10% bonus cash back at select merchants.

Learn more

Here to help you succeed.

Petal 1 has everything you need to stay on the financial fast track. Pay on time successfully each month, build credit, and avoid paying any fees. Then rinse, and repeat.

Grow your credit score

With responsible spending and on-time payments. We report to all three major bureaus.

Control your spending

Set a budget, and see how much you've left to spend.

Feel safe & secure

Freeze your card at any time to protect your account. And rest easy knowing your data is safe and encrypted.

No wallet? No problem.

Built for speed, security, and a post–global pandemic world. Connect your Petal card to Apple Pay® or Google Pay™ on your phone, tap and go.

Credit reimagined.
See how the Petal card stacks up.
QuicksilverOne Rewards
Discover It Cash Back
No annual or foreign transaction fees
No late or returned payment fees
Cash back at select merchants
Cash back when you swipe
Up to 1.5%
1.5%
1%
Minimum credit limit
$300
$300
$500
APR (variable)
13.74% - 27.74%i
26.99%
11.99% - 22.99%
According to Capital One, Discover, and Credit Karma websites as of 02/02/2021
*According to Capital One, Discover It, and Credit Karma websites as of 03/20/20

See which Petal card is right for you without impacting your credit score.

See Card Offers

By submitting a pre-approval request, you grant your permission to be evaluated for multiple Petal credit cards. Pre-approval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a pre-approval is how you find out if you may be eligible for a Petal credit card without impacting your credit score.

You must meet our applicable criteria bearing on creditworthiness and any other of our eligibility criteria, which we determine in our sole discretion. Credit is subject to qualification and may not be extended for various reasons including, but not limited to, verification of your identity, if the ratio of your debt obligations to your income or the amount of income remaining after you meet your debt obligations does not meet our requirements, or upon consideration of other accounts you may have.

ⁱ The variable APR range is accurate as of 06/02/2022 and may vary with the market based on the Prime Rate.

2 Eligible applicants will be presented with an opportunity to link their bank account in order to be evaluated for an extension of credit assessing their cashflow.